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• Lender Hotline Script

Listen: (3 mins)

Hi, this is Lyman King with Midstate Home Mortgage Company. Thanks for calling my free Consumer Awareness Line.

I started this service because many consumers think that they need tens of thousands of dollars to buy executive homes these days. You may have talked with real estate agents or lenders who have told you that you need $30,000, $40,000 or even $50,000 to buy a luxury home in prestige areas like Cascade, Ada or Rockford.

Five years ago, that may have been the case, but it is no longer true.

Today, there are literally dozens of little known home loans available for very low down payments for homes in the $200,000 to $300,000 price range.

You've probably discovered that local banks and smaller home lending companies still only offer the traditional 2 or 3 standard types of home loans — all requiring large down payments.

We are not a bank. I'm a loan consultant. My fees are paid by the lender so there is no fee to you for my service. Unlike banks, my specialty is home loans. Our computer network searches through 436 home loan programs throughout the United States to find the best home loan programs. This allows me to find the very best loan to meet your personal objectives — be it low interest rate, low monthly payment, or low down payment.

For example, right now I have 3 loans that allow you to buy executive homes for 2-5% down payment, 4 loans where the lender or seller will pay all of your closing costs and 6 loans with interest rates starting at under 6 percent. These loans — as well as hundreds of others — are available for homes in the $200,000 to $300,000 price ranges.

If you would like to know what loans are best for you, my free, no-obligation computerized HomeLoanFinder Service takes into consideration your income, debts, credit rating and employment and then locates — automatically — the best home loans available throughout the country for your personal situation.

My HomeLoanFinder Service is free and without obligation.

If you're shopping for an executive home, the information provided by our HomeLoanFinder Service can save you tens of thousands of dollars when you're ready to buy.

As you can well imagine, there's just too much to tell you about on this brief recorded message, but it's easy for you to get more information. Just give me a call at 555-1234 anytime, 24 hours a day and ask for Lyman King.

In the event that I'm not available when you call, please leave a number where I can reach you between 8:00 and 9:30 AM or between 4:30 and 5:30 PM Monday through Friday, and I'll return your call. So, thanks for calling! I look forward to talking to you, and best wishes in your home search.